Monday, October 5, 2009

Recession has hit home!

So - since my last post, I had a baby girl (mashaAllah) and finances are stretched even more thin. Maternity leave is done and now within a year we went from two full time incomes for 2 people, to one full time income for 5 people. Let me say, ALHAMDULILLAH for the one income.


Now the key is finding ways to have each penny go as far as it can.

Let me be honest - I am NOT a money saving guru by any means. In fact, it has been a struggle to get where I am money wise today! But as things work for me, I'll post and hopefully they work just as well for you.

SO - let's kick this recession in the bum and get to wise money managing!

In a previous post, I spoke about meal planning. Well, let's just say I didn't follow my own advice. Now's my chance, right? Next grocery shopping trip will be a well calculated attack on over spending! InshaAllah!

What is your #1 tip on money or time saving?

Monday, November 10, 2008

Homemade cleaning: Window/Glass Cleaner


Window/Glass Cleaner

½ tsp liquid soap
3 tbs vinegar
2 cups water

Mix the 3 ingredients and put into a spray bottle (Save one you have purchased before).

Tip: When cleaning glass, newspaper works better than paper towels and they are less expensive too!

Meal Planning


Ok so one of the first new things I wanted to try was meal planning. Meal planning is quite simple - writing down the meals you want to create for seven days, then creating your grocery list based on the ingredients you will need for those seven days.

I decided to do this because I either overbuy or under-buy at the grocery store. So by the end of the week I am either throwing out some molding veggies, or I am making a mid-week trip to the grocery store again because we don't have enough meat or whatever. And since we are being honest, I shop at the cheapy-stores most of the time, so when it's night time and we need extra food, I end up at the 24 hour A&P or Sobeys grocery store which jacks up their prices because they are the only two 24 hour stores in town!

Ok, rant over....

So you see my point. Meal planning will help in regards to cost savings and time savings. No more sitting in your Kitchen looking around saying 'What should I make for dinner tonight?'

So I have been looking around for different types of meal planners. There is software, books, and plain ol' charts you can use.

Software: I very rarely buy software, so almost all software I post will be free. Unfortunately, the free versions of the meal planners just don't cut it. Lots of bugs and not enough features. But if you are a die-hard techie (I do everything online/computer), here is the best software I found. It is a 60 day free trial, st which point you need to buy. I think the cost was $25.99? Close enough...lol.

http://www.ffts.com/

It has

  • Nutritional analysis
  • Creates a shopping list based on your recipes
  • Shopping list cost comparisons
  • Recipe database
  • Much, much more.

Plain ol' charts and manual writing: I downloaded a free meal-planner template from Microsoft.com. It is 7 days worth of meals, including snacks, printable, type-able, useful. I will be keeping my meal plans and grocery lists in a binder so I can always remember recipes, cost effectiveness, etc. Maybe I can get to a point where I have enough recipes to rotate over 2 months!
http://office.microsoft.com/en-us/templates/TC010183031033.aspx



Now another option is like the first picture, simply writing it out on any paper. Easy, no printer ink required. I just like charts....LOL

I have already gone shopping for this week (go figure) but on the weekend I will upload pics of my planned meals and grocery list. Hopefully this whole thing works!

Enjoy and Salaam!

Sunday, November 9, 2008

New Beginings

On the topic of starting new habits, this looks like it'll be a great way to start off. InshaAllah you can make it!



HalfDate.com presents: A LIVE Online Event!
How to Pursue & Sustain a New Lifestyle:

LIVE event at: 6:30 PM EST 3:30 PST today!

To attend and ask questions: http://XiosoftPresenter.com/?eventid=4967139

Tell your friends.


If you haven't heard about HalfDate.com, PLEASEEEE check it out. It is a WONDERFUL initiative which I follow closely. We need more sites like this in our Ummah.

As-salaamu alaykum readers!

My name is Umm Layth and I intend to help us save some time, money, effort and hopefully a bit of the environment.

My family grew by two people (a new baby and a relative) within 2 months time. With my income basically gone (which was our extra financial padding I guess you could say), we had to adjust or budget and quickly. So over the past few months I have been trying a lot more homemade things - and I don`t mean just food, I mean cleaners, home fragrance, baby things, etc.

Now don`t get scared when I say homemade - I promise I won`t post something that will cost us more time than it does money. As well, I won`t send you to the dollar store for something that will break the next day. And I won`t make you buy generic brand food if it tastes horrible. The upcoming posts will be reasonable and within reach.

Remember, I am learning along with you all, so inshaAllah we can help eachother out. May Allah reward our efforts! Ameen.

Salaam!
Oh, and BTW, that is a halaal piggy bank, so no comments about it! LOL